[justusw]

I wonder if there is anything to the trope, that when the adult video payment eventually shows up on a married couple’s credit card bill, the spouse who signed up for a heftily expensive subscription will claim that their credit card must have been stolen.

Thus they will demand the charge to be reverted and thus, many charges being disputed simply because of people’s prudishness. And then porn site operators have high fraud rates. I wonder if they are also more liable to become victims of card testing.

[bilbo0s]

I don't know if we can say they are more or less likely to be victims of card stealing, but that there are a higher number of reversed charges unquestionably true. Had huge problems with that before ccbill. Even after, there were still a higher than normal number of issues.

I think honest people would concede that there are many, many legit issues around chargebacks. But if it's about money, then just say it's about money and everyone can sit down and go to work on finding methods of reducing chargebacks that actually work.