[nullc]

The bank will happily tell you that wire transfers have no limits or delays.

[notch898a]

Yes my bank says that, but as soon as I actually do it they suddenly have to "do KYC" aka hold it up for days and give me lots of bullshit reasons why an already thoroughly KYC'd account needs to wait for a wire because reasons. Meanwhile not only can you not access the money in either of your accounts, the bank is drawing sweet sweet overnight IORB interest on it.

[adaml_623]

Why are you still banking with them?

[notch898a]

Honestly I just thought that was the way banking was done. I don't send a lot of wires (and everybody else I have dealt with were even worse).

[fsckboy]

it is the way banking is done, these other people are believing the promises that their black platinum club card entitles them to be whisked along a red carpet no matter what they want to do

[lazide]

If you go off the rails a bit, it does get pretty muddy.

That said, even wiring 6-7 figures isn’t a big deal as long as it’s normal for your account and there are some basic security things setup.

[nullc]

None of the several banks I regularly do business with have ever done anything like that, I probably average a dozen substantial wires per year.

I have had some call backs from their anti-fraud department after putting in a wire request to make sure I wasn't falling for some scam.

[kragen]

maybe you're on some kind of special watchlist