[cool_dude85]

There's a general sense that housing is not affordable for the middle class who does not already own a home. You predict falling prices with the thought that it's not sustainable and some changes in public policy will occur, as we will not allow for middle class people to be unable to afford a home.

[dragonwriter]

It is sustainable, though, if you don’t assume homeownership rates have to be constant-or-rising.