[f_devd]

Since 2008 EU banks have gotten more stringent requirements per regulations compared to the US, the degree of additional risk is hard to know for sure without a large scale collapse.

[ericmay]

What are you basing this on? What are some of the ways EU banks (does it not vary by country?) have gotten more stringent requirements per regulations compared to the US?

[f_devd]

All EU banks (afaik) need to follow Basel III regulations, while smaller US banks don't have to due to lobbying