[eyko]

I used to cycle daily and as far as maintenance went, it was mostly: bike tyres once a year, valves, chain lubricant, bike repair toolbox (purchase once), drum brake maintenance. All in all it would be about £100 per year on average and I'm being generous.

I've never owned a car, but the cost of replacing a lost bike (mine cost around £600) plus its maintenance (let's say £200 per year to be generous) sounds cheaper than what I'd pay for car insurance, petrol, and maintenance per year in UK/Europe. I also live in London where public transportation, even with its aging infrastructure, is wonderful.

I'd definitely get a car if I was living outside of a big relatively city, especially if it isn't planned for walking and cycling.