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by jolmg 1194 days ago
> Anyone have any ideas of what I should do next?

Contact the Consumer Financial Protection Bureau?

https://en.wikipedia.org/wiki/Consumer_Financial_Protection_...

Their homepage has a link on the top-right to submit a complaint.

It's possible your state government also has an institution for consumer protection in the finance sector. For example, there's the California Department of Financial Protection and Innovation.

https://en.wikipedia.org/wiki/California_Department_of_Finan...

Navbar at the top of their homepage has the link to file a complaint with them, if California is your state. If it's not, you can search "<your state> financial consumer protection" to find who's responsible for financial consumer protection in your jurisdiction.

I would try one of state or federal first, and not both at once, so they don't step on each other's toes. If one fails, I'd then consider reaching out to the other.

2 comments

If your state doesn't have a specific consumer/financial agency, then these sort of things generally fall to the state attorney General office. You could file a complaint with them.

I wouldn't be surprised if they can't do anything in this case though. It sounds like you got flagged related to some law enforcement activities and there's likely some legal action that will come your way. Their financial powers are basically unbridled and even places like the CFPB have basically no recourse.

If there's legal action, it makes sense that that would need to be resolved first before CFPB and the like would be able to do anything. Until some type of notice/explanation has arrived though, if the OP can't think of any legal reason for this, it shouldn't hurt to seek assistance from them and have them investigate what's going on.
Oh yeah, they should still try. I'm just saying they shouldn't expect much given the circumstances.
I appreciate this. This is one of the only comments giving me some concrete advice instead of speculating why this happened.