[sidewndr46]

Right, banks are financial institutions. You and I are not.

[doubleg72]

No, but you're probably a customer. Not sure why you just cherry picked that, but it most certainly will benefit individuals.

[sidewndr46]

FedNow is just banks offloading their costs onto the public sector.

[tadfisher]

The private sector has had ample time and ability to implement a ubiquitous real-time settlement system, and it has not. I'd consider this money well spent.

[sidewndr46]

as long as you're spending others money, of course it seems well spent