[michaelt]

> Tada! You have replicated narrow bank functionality.

Brokerages will issue checks and debit cards now?

[bombcar]

Yup! Most just do it via a small internal FDIC bank (it's easier for them to have a bank for other reasons anyway):

https://www.tdameritrade.com/investment-products/cash-soluti...

https://www.fidelity.com/cash-management/atm-debit-card

Even vanguard can do it, but they don't LIKE to: https://investor.vanguard.com/investor-resources-education/f...

[prottog]

Many do, but even if they didn't, it's free to ACH money to your real bank checking account every now and then that you can spend and write checks with.

[toomuchtodo]

My brokerage issues checks, debit cards, and offers both inbound and outbound wires at no charge. Check with yours!