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by insonable 1187 days ago
The original asset threshold over which banks were subject to "enhanced prudential standards" in the 2010 Dodd-Frank bill was $50B. In 2018 the requirement was amended to >$250B in assets, or at the discretion of the Fed for banks over $100B. SVB was reportedly at $210B in assets.
2 comments

And SVB were one of the banks lobbying for that amendment. At the time they were falling close to the $50B limit themselves.

So they certainly would have known at the time that being subject to the stricter regulations would have hurt their profitability.