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by mym1990 1196 days ago
Why would a startup need a small loan after raising a large round?
2 comments

- Corporate expense cards

- Amortizing real estate costs into the future to get to a stable cash flow.

- Rainy day funds

(The last one is a risk to the lender, but can be low risk and profitable on average for the lender, as that part of SVB was.)

Before the money is actually in the bank but is reliable because SVB partners with the VC firm responsible for leading the round who vouches?