[jonhohle]

That is not what is happening now. They are assessing additional fees under systemic risk protection rules. FDIC rates are changed on a regular, periodic basis with forewarning time for markets to adjust, not over a weekend.

When has FDIC reimbursed more than the “up to” limit? Everything I’ve read regarding this suggests that this may be moral hazard, at least in the short term. The remaining amount should come from liquidation of the failed bank’s assets or by the acquiring bank, not the FDIC.