[TheAlchemist]

What about the CFOs and wealthy individuals that where just bailed out ?

Shouldn't they were in prison (the CFOs, for wealthy individuals - it's just their money) too ? They were fully aware of the 250k$ limit of FDIC insurance.

[sensanaty]

I'm not really qualified to comment on these things so correct me if I'm wrong, but I thought the FDIC insurance was a minimum insurance, meaning that everyone regardless of balance is insured up to 250k and will get that 250k (or whatever they had on the accounts less than 250). In the case of the ones with more than 250k, they'd still be made whole once all the bank's assets are sold/redistributed, right?

[watwut]

Not really. They would be paid as much as possible from selling assets. That does not imply they would be paid everything. They would probably lost some money over that limit.