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by eastbound 1186 days ago
> 99% of banking is boring and uneventful, it's just numbers on a screen

I wish my bankers would shut up about building a relationship, and just process these numbers. They are the car dealerships of holding money, such employees should be working on instagram not in the real economy. Human in the loop costs huge amounts of money and they only interfere.

Last time after a bank transfer that required log in, login confirmation by phone, bank transfer UI access by digit card security, bank transfer confirmation by SMS…

…she just called to check it was me. For $650.

I wish banks would just shut up and process our money.

2 comments

> They are the car dealerships of holding money, such employees should be working on instagram not in the real economy.

They should get real jobs like being influencers or something.

$650 is a lot of money. Yes, definitely have those checks. I'd rather they call and check and everything is fine, than they not call, and things not be fine.
Whether 650 is a lot or not is totally subjective. That's why banks normally have customer specific risk thresholds.
> $650 is a lot of money.

no. it really isn't.

650 dollar bills is a lot of singles, it could feed a man for a month or more, or provide enough gas to drive across the US, it must be a lot of money, but it's quickly lost when it comes to basic needs like housing, healthcare and education.
When you have $1m revenue on the same bank account, why would they ever care about $650.
For those saying it's not a lot of money, I shall gladly accept your donations. $650 would allow me to buy myself a new office chair, or sort out a DIY project. Sure, I can save for these things, but if it's an inconsequential amount for you - it's an amount of consequence for me.