[jacobr1]

Businesses should better manage their risks, and advisors such as VCs should be helping them do that. Bank runs aren't new and _shouldn't_ be surprising (in the sense that they are possible, not in the sense of any particular occurrence). It is well known how much the FDIC insures, so beyond that amount you are taking on a risk with the financial institution. I have family that uses multiple banks just for that reason, both to for insurance coverage and to address any short-term liquidity issues that might arise before the FDIC enabled repayment.

There probably should also be better services out there for outsourced corporate treasury functions. ICD exists, but probably is too costly and specialized for smaller firms.