[toast0]

> You have to pay interest on the deposits.

Eh, how much does BofA or Chase pay on deposits? Interest rates have gone up, so they might hit 0.05% now?

[jjeaff]

Do they pay anything at all for business accounts? It wasn't even legal to provide interest checking and savings to business accounts for a few years after dodd-frank. I haven't seen a lot of bank jump to offer it.