[cultureswitch]

The answer seems pretty simple. Don't invest much more than you're ready to lose. I'm sure that even in the US there's a way for a business to open an arbitrarily large risk-free zero interest i.e. no investment bank account.

[trompetenaccoun]

What do you mean "invest"? Most of this bank's customers are running a business and need a bank account, it's not an investment.

[hellcow]

It’s quite simple, really. Startups should buy hundreds of millions in gold, then stash that under 160,000 different mattresses to diversify risk of a systemic bank collapse.

If Bogglehead retirees can figure that out, why not startups?

[malborodog]

A poor straw man.