[xthrown1]

The majority of people don't need daily bank accounts. The only reason why we are using them is because to dollar notes have not kept up with inflation. A $500 bill from 1900 would be a $17,500 note today. Two of those notes provide more liquidity than the majority of bank accounts in the US.

[BlueTemplar]

Don't underestimate the risk of getting robbed of your savings.

[xthrown1]

My house has been broken into fewer times than the number of bankruns in the last week.

[mtrower]

Perhaps in part owing to the fact that people don’t generally keep hefty sums of cash in hand?

Anyway, how are you expecting to transact digitally with your paper notes?