[dstala]

CDARS : This was something that I was searching for. Any idea about their fee structure? How much does their service cost?

[andrewfromx]

You get lower rates for sure and I think you have to agree to lock up the money in 1, 5, or 10 year CDs. When I looked into it I found just using banks like

https://www.emigrantdirect.com

https://www.capitalone.com

savings got you a better rate and no lock up required. But you have to do the 250k chunks yourself.