[ericpauley]

The FDIC is backed by the full faith and credit of the US government. If a bank fails, your insured deposits will be made while, usually the next business day.

[twblalock]

That's true, but many people will still freak out anyway.

[notch898a]

Will changes to probably in the context that FDIC only has reserves of approximately ~1% of the total insured value.