[capableweb]

> The depositors did nothing here but put their own money in a bank account?

I'm guessing the mistake parent is implying to is that they put more than what was insured, knowing very well the risk that if the bank fail, they might only get back 250K USD, as it's only insured up to that.

Well, in theory at least. In practice it seems the insurance was actually a unspecified "unlimited" amount, as they'll get all their funds back now.