[mym1990]

I am not sure why you think the 250k limit is the end of the road in what is an extremely complex process. The 250k is so that depositors can be paid out quickly while the rest of the process gets going, which could take months or years.

In SVBs case the 250k payouts will only account for 5% of the deposits. SVBs assets, while hampered, are still substantial. What do you propose is done with those assets?

[ec109685]

This is what will be done:

“The FDIC will pay uninsured depositors an advance dividend within the next week. Uninsured depositors will receive a receivership certificate for the remaining amount of their uninsured funds. As the FDIC sells the assets of Silicon Valley Bank, future dividend payments may be made to uninsured depositors.”