[jmclnx]

If you can have more than 250,000 in a bank account, you are rich. You should know and accept the risks you are taking. If you do not like the FDIC insurance laws, get it changed.

In 2008, people lost their houses and many their savings because they were not rich. And these people were not bailed out even though it was due to issues they had no control over. Most of these losses were a lot less than that 250,000 you have. But you are saying "because I have 250,000 I deserve a bailout, screw the people who are not rich because that is their fault."