[jmye]

Define costs, specifically. What are the 'costs' of ensuring that depositors have their money, while taking over long-term SVB investments that the government can wait out? What are the 'costs' of tens of thousands of job losses? What are the specific 'costs' of significant centralization of banking, as any new VC would immediately require a start-up to move it's money to JPM or GS?

[citizenkeen]

The cost is that we keep publicizing risk and privatizing gains. SVB took advantage of Trump-era deregulation to make more profit and now that they've screwed up they want help. The people who deposited money at SVB profited from those choices and now they also want a bailout.

[bradleyjg]

What are the 'costs' of ensuring that depositors have their money, while taking over long-term SVB investments that the government can wait out?

Net present value is a well defined concept. No need for scare quotes.