[scarface74]

My risk threshold for cash is $0. So yeah, it would be split across however many banks.

Of course I don’t have all my positions in cash and I take into account the necessary risk/reward equation into account.

But then again, I would never work for a non public company where part of my compensation comes from “equity” and I sell/diversify all my after tax RSUs within 6 months after that vest. So I’m very risk averse about holding positions in any company I work for

[isignal]

You can just buy short term us treasuries instead of trying to spread out 250k everywhere.