[theGnuMe]

No we have not established a moral hazard. It's always been $250k. You are trying to make one up implying that we are "suddenly altering expectations". The narrative has always been, FDIC insured accounts are insured up to $250k.

I've known this since I opened my first bank account.

[drcode]

It's a moral hazard if people over 250K got bailed out in the past. Look up the Temporary Liquidity Guarantee Program.