[MrFoof]

I believe the reason you are being downvoted is over a technicality.

It is correct that no depositor has ever lost a penny of FDIC-insured deposits. This is excellent for the average person, as the average normally-employed person isn’t the one worrying about losing large piles of money.

Uninsured deposits is an entirely different ball of wax. In the case of IndyMac for example, of the ~$19B in deposits, roughly ~$1B was uninsured. This was out of ~$32B AUM. I’m not sure what haircut was taken on uninsured deposits, nor other instruments. FDIC’s Sheila Behr has spoken about the receivership of IndyMac in the past and has said that the FDIC’s reserve took about a $9B hit to deal with IndyMac.

[Scoundreller]

From what I can find, the uninsured IndyMac depositors lost 50% of the uninsured amount. They got that 50% FDIC Advanced Dividend and I can't find any records of anything further beyond that initial 50%.