[nradov]

The system is sufficient transparent. SVB was a publicly traded company. Customers who cared about risk could just read the reports. In the end any bank can fail.

https://ir.svb.com/financials/sec-filings/default.aspx

The depositors will get their money back, with perhaps a small delay. Which is more than you can say for scams like cryptocurrency.

[monodeldiablo]

Depositors will get their insured money back. Is there a commitment from the FDIC to make all depositors whole? If so, that's not typical.

[morelisp]

The FDIC insurance won’t make the rest whole, the bankruptcy process will. The assets are not fundamentally toxic and someone will buy them, with a haircut.

Play stupid games, win 70 cents on your dollar.