[pclmulqdq]

Clawbacks are only poised to happen for big crypto failures (FTX) because the people who held money in those institutions aren't technically "depositors," and are considered a more generic type of creditor (which has a bankruptcy clawback).

Bank deposits are special and there will be no clawback. However, depositors who lost money will be first in line at the bankruptcy court.

[dmoy]

note there is no bankruptcy court here. SVB will go into fdic receivership and almost certainly be sold off to another bank. Depositors are still first in line to get stuff back, but it's not through bankruptcy court. There is no court involved.