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by notch898a 1198 days ago
What are those ratios? Can I find them somewhere?
3 comments

Thank you! I kept seeing the 0% reserve ratios and was wondering what they were actually going off of.
Others have given you some US specific answers, but they're broadly set for most of the global banking world by the Basel accords.

The world is currently trying to meet the Basel III standard:

https://en.wikipedia.org/wiki/Basel_III

The situation in any specific country can be bit different in the timelines and ways they meet the standard however.

Bank capital requirements are huge and cross many regulatory regimes. The simple ratios you’ll see online are reserve requirements which are orthogonal to capital requirements.