[wirrbel]

What is overpriced for an insurance? people pay their fees and get damage compensation in case of a successful claim. So an insurance can be overpriced if the compensation is way lower than the fees on average (administrative overhead or extracted profit from the insurance provider) and then of course you can hold the opinion that the insurance's coverage is too hight, which also leads to higher fees to begin with.

Anyway, you can pretty sure simply analyse this with the business data.

If you make a poll you'll just poll for the public sentiment. And frankly "the tax is too damn high" can be heard everywhere pretty much regardless of the taxes.

[aceofspades19]

The issue with ICBC is that you are forced to do business with them no matter how you feel about their business practices or how much they are charging. ICBC can change their pricing completely from year to year and there is nothing you can do about it if you need to keep driving your car. This is not even an exaggeration, a few years ago ICBC did adjust their rates such that some people were suddenly paying thousands more per year despite having no claim history, They have since changed the fee structure since then but it is a bit scary when your premiums go from $2000 per year to $5000 or more.