[syzarian]

I think you might not understand the situation. A person can’t realistically live for 30+ years at $1,000 per month. So while it is true that I can retire right now it wouldn’t be efficacious to do so. You mentioned retiring at 60. I’m pointing out that this is a meaningless fact. What matters is at what age one can realistically retire.

EDIT: My pay might be lower due to the pension but it isn’t much lower as a result. The pension is not good in my system. I’d have been better off with the defined contribution plan.