| Find a neutral source of financial planning advice. It's important that it's free of tail costs. So either pay fee for service or talk to charities in the debt consolidation space. (who may well also expect fee for service) -just avoid anything tied to a specific financial product or investment company and where the person or company who advises you gets a tail of income from their recommendations. Don't rush into specific products. Do your research. Find a grief councillor. Don't expect a quick turn around on your emotions. There are things you need to process your family can, and can't help you with. A councillor is private, and is your advocate, against competing pressures. Good advice will include the not always helping options, the do nothing options, with their up and downsides. Some choices may hurt like hell. Some choices may tear the family apart. Nobody can really judge which are the best choices but you, with information you can try to make the best short and longer term choices. Do not seek short term consolations in alcohol or drugs. As an athiest I can't easily recommend faith based support networks but its possible they can help here, bearing the lead concern in mind: do not accept advice which appears to serve the interest of the advisor. It's a hard road. You're growing life experience which nobody seeks but at some extent everyone has to undergo. I'm sorry it's now, and I'm sorry it's hard. Truly, it gets different with time, but it's always going to be a part of your life now, and that's OK, and normal too. |