[Lich]

> The only solution I can see is absolute carnage in the housing market, and probably the entire financial system failing. And I'm kind of rooting for that, even though I own a home and financial assets: I have children, and I'd like for them to not be in perpetual two-earners + debt slavery in order to afford what their grand parents were able to afford on one salary.

Exactly my thoughts as well and I am in the same situation too (homeowner + kids). I don't want it to happen given the probable turmoil and violence that will come along with it, but at this point I feel like it's the only thing that will bring change.