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by jarek
5264 days ago
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corin_ is right - salary is recurring, mortgage/real estate purchase is one-time. You pay off the mortgage with recurring payments, but they are based on the one-time amount. If you negotiate $10k extra salary, after two years you will have $20k extra. If you negotiate $10k lower real estate purchase, after two years you will not have $20k extra. (Technically you will have a little bit more than $10k extra due to compound interest on smaller principal, but nowhere near $20k.) |
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