[agubelu]

Then I would argue that it is a systemic issue that people who do "unskilled work" are not paid enough to be able to save money or access retirement plans (I assume you live in the US where there isn't a public pension system)

[autokad]

or ... there are consequences for never investing in yourself. if you treat work as work, that's all you will ever get out of it. a career is one of the most important things in a person's life and should not be taken as unimportant.

I'm also perplexed about the people who say things like 'why should I make someone else rich'. can you imagine that in an interview? yeah hire me, but you better not be making a profit on me. you better break even or lose money or I'm out! you should WANT people to make money off your efforts.