[QuarterRoy]

All the articles against the backdoor Roth reference Peter Thiel’s Roth. That is a very, very rare situation and he purchased PayPal stock for nothing using his Roth because it was a startup. PayPal could have taken a different turn and failed.

Yes there’s a tax benefit to backdoor roth but the max contribution is $6000 a year and most people are going to get index fund rate of returns and not Peter Thiel’s home run.

And Thiel did not get around the max contribution rate.