[rqtwteye]

“Insurers should be forced to sell in a single market all the plans they offer. Insurer like to talk about "economy of scale" with large employers, but that is an artificial limit. Why should insurance pools be limited to who works at a company?”

Very true. There should be one insurance pool. Either state or nationwide.

[ecommerceguy]

There we're state pools until Obamacare wiped those away.

[ceejayoz]

I presume you're referring to state high risk pools, which were horrific.

[ecommerceguy]

Correct, and ACA EPO plans aren't an improvement, by many measures.

[rqtwteye]

Not really. A lot of people never were able to get insurance at all or lost it once they got sick.

There should be one pool where everybody can get insurance regardless of agr, employment status or preconditions. Insurers should compete for that pool.

[ecommerceguy]

That being said, I think uninsured drivers should go to jail/pay hefty fine/lose driving privileges, but many do not. Maybe one pool for car insurance as well?