[vxNsr]

YNAB supports auto imports. They use both Plaid and MX. Initially they only used MX, but then for whatever reason there was a point where they were trying to drop MX but they gave up when plaid proved to be more (or just as) unreliable, now they use both. Each user is only supposed to use one or the other. You don’t get to choose they assign it to you randomly when you sign up, you’ll know based on the UI which you got. If a specific bank is having trouble connecting, support can manually set that bank for that user to be through the other service, I’ve had to do this a few times. Their support is stellar, still I wish banks provided better APIs.

They’ve raised their prices recently which got a lot of people very upset. A few went off on their own to create a new budgeting app, but since then most of those efforts died due to the giant undertaking it is as mentioned upthread. I don’t think any of those efforts made it to the auto import stage.