[kortilla]

This wasn’t about the ability to build a buffer, it was about what can be done on a single months salary.

Anyway, it takes longer than you think, especially if you had to relocate to take the new job. Once you take into account paying off that type of stuff, paying car insurance, car payment, funding your 401k, etc, you’ll be lucky if you can buffer one month for each month.

[beckingz]

It's definitely easy to spend all your money, but with a little budgeting it's not harder to buffer more.

Maybe I've read too much FIRE financial independence content though.

[ifyoubuildit]

1:1 is still pretty great imo, and really difficult for a lot of people. That's probably about the average rate I put together my savings, and the result is that I get to look at layoffs as a potential paid sabbatical.