[CydeWeys]

Well, whatever you want to call it, it's not monopoly, it's not illegal, and it's not even necessarily intended; it's just the nature of things that switching incurs costs. By this definition I too am "locked in" to my apartment, because even though my signed lease only runs through next year, if I want to leave I have to incur all the costs and hassles of moving.

But I don't really feel "locked in" to the apartment. Maybe it needs a better, more accurate phrase. "Switching friction"? That more accurately describes the situation than "lock in".