Thanks I might try this. I gave up on budgeting a while ago trying to account for every cent in a double entry kinda way. However perfect is the enemy of good and I am up for trying a simpler budget approach.
Setup a “bills” account for your recurring expenses like loan payments, housing, utilities, and recurring entertainment.
Ask your employer to automatically deposit the amount to cover those into that account. Setup your transactions to come out of that account. Now you can ignore these expenses. Adjust as needed.
Put the rest of your money in a “fun” account. Use this one for all your other discretionary spending.
Best thing I ever did to stop thinking about my money so much.
Setup a “bills” account for your recurring expenses like loan payments, housing, utilities, and recurring entertainment.
Ask your employer to automatically deposit the amount to cover those into that account. Setup your transactions to come out of that account. Now you can ignore these expenses. Adjust as needed.
Put the rest of your money in a “fun” account. Use this one for all your other discretionary spending.
Best thing I ever did to stop thinking about my money so much.