Indeed. Dude is concerned about inflation for the US dollar. Last thing he’ll care about is 20-something making 200K a year sending emojis over the Internet.
Not really. The richest American, aka 1/330,000,000 is is the top 0.0000003030303%, and is non other than Elon Musk, according to Forbes, assume you're referring to rich Americans (which excludes Bernard Arnault and Carlos Slim Helu), followed by Jeff Bezos, Larry Ellison, Warren Buffett, and Bill Gates. All $100-billionaires. An amount so staggeringly higher than mere mortals that it does everybody a disservice to lump them in with mere millionaires. You may have heard of tech millionaire Linus Torvalds (net worth $50 million) or Urs Hölzle (Google; $10 million). The top 0.000003% have five orders of magnitude more money.
Everyone is closer to being a millionaire than any of the billionaires mentioned.