[zirgs]

You don't need Google Pay to pay with a phone. I use my bank's app for that. It works just fine without Google Pay.

[durnygbur]

Can you pay with your bank's app in a neighbour country? Does it simply boil down to a virtual Visa/Mastercard card?

[zirgs]

Haven't tried it in neighbouring countries yet, but as I understand - it's a virtual Visa/Mastercard card, yeah. So it should be accepted in the same places where my physical card is accepted.

[durnygbur]

So yeah it's the duopoly from my previous comment. When you buy a bloody apple in your nearby shop and pay with it, Americans are salivating.