[lkbm]

I imported Coinbase Pro transactions and they all got counted as short-term gains because they'd been moved from Coinbase to Coinbase Pro within the past year, despite having been purchased several years prior.

Now, you can definitely make the case that this is mostly Coinbase's fault for not sending over the actual purchase date, but TurboTax charged me a bunch of money to do that import, so I feel like they should have done some basic quality control.

I don't trust TurboTax to get my taxes right, because last year they got it very, very wrong.

[astrange]

But that's an example of you overpaying - no need for audit insurance if you're making mistakes in their favor.

I don't think it does wash sales across different brokers properly though, but neither does anyone else.

[lkbm]

Oh, I definitely don't worry about audit insurance, and operate on the assumption that the IRS will be non-antagonistic towards me if I make a mistake. I want to pay the correct amount in taxes, and the IRS wants me to pay the correct amount in taxes. We're on the same side, and my understanding is that they'll act as if we're on the same side unless there's clear reason to believe otherwise.

What I'm objecting to is the idea that I'm not going to get my taxes wrong using TurboTax. They fucked up badly.

I'm certainly not arguing that the solution is to buy audit insurance from the same company that told me to overpay by several thousand dollars. Every penny I pay to Intuit is a moral failing on my part, and on the part of the legislature that succumbed to their lobbying.