[Retric]

S.F. suffers from insufficient housing, calling it a need is just a handy shortcut.

[TedShiller]

Do they also suffer from insufficient Lamborghinis?

[Retric]

No, the lack of Lamborghinis isn’t causing problems.

[TedShiller]

Neither is the lack of luxury housing

[Retric]

Lack of housing doesn’t mean lack of luxury housing.

Actual issues with lack of housing include traffic congestion as people are forced into longer commutes.