I tend to have most of my things half-maximized, so the same width as a 1080 but twice the vertical space. Generally three half-screens like that with vs code or a browser or whatever, and then the last half has a bunch of smaller overlapping utilities (terminal, notes, chat, etc).
I don't generally maximize windows across a whole screen except for word (~8 document pages on-screen at once) and visio.
I run single 30" 4K monitor at 100% scaling. Main reason for 4K is - I usually have 2-3 editing windows arranged side by side when coding. It fits a lot of text vertically and I like that.
As an extra benefit: I am a sucker for good photos and viewing those on large 4K is way better in my opinion. 4K Youtube and Netflix also looks better.
The text isn’t fuzzy? I have a work-provided 1080p display and it’s really noticeable switching between that and a Retina display unless I’m across the room, even without my glasses.
I was on ~100dpi monitors for years. I just picked up a 26" 4k Dell for a steal - it's noticably more crisp than my 1440p screens. I'm not getting rid of my 1200p and 1440p screens on my workstation, but ... 4k is nice.