[ztratar]

Given these are fines from the card networks, the business, if it's in the right, can go to court quite readily.

Illegal processing is no joke. This isn't as much "Stripe ruining a business" as it is "a business appears to have been processing illegal activity, which puts it into liability".

To be clear, in some jurisdictions and depending on the activity, illegal processing also carries a jail sentence! The most extreme of which is, of course, terrorist financing.