[wpietri]

> This is just factually untrue. AML policies unjustly affect millions of Americans.

If it's that clearly untrue, presumably you can document this?

And I'll note that even if you can, it doesn't necessarily contradict what you're replying to, which was, "This will affect the typical user of the financial system precisely zero times during their lives."

With 330 million residents, millions of people could have KYC/AML problems and patio11 still could be right. I've never had a problem like that, and have only heard one person ever mention it. And he was an Australian trying to open a US bank account to get around certain Australian import taxes, so I suspect he was somebody who should have been having problems.