[skybrian]

I think it's a witty and knowing but rather opaque writing style that's designed to make you work. Often worth the effort, but he could use an editor or beta tester to help dial it back a bit.

There were a few times when I almost sent him a tweet that he got some logic backwards, but after rereading, I realized that I had misread it, that it's right but confusing.

[patio11]

I hope to hire an editor one of these days, but some of my characteristic style is intentional and some is just a reflection that the production function is "Crikey I've put the kids to bed and now have checks watch four hours to write prior to my effective deadline."

[MilaM]

Maybe it's because English is not my native language, but I had a very hard time to get the gist of both articles. I'm not even sure I have learned something concrete about KYC/AML. The only take away I have is that it's a deliberately opaque set of rules and that neither the regulator nor the banks have a complete picture of what is actually going on in the financial system. And that it's leaky as hell.

But maybe that is all the author tried to convey to the reader, just in an opaque way :)