I'm also a Vim user; in my Vim wisdom and experience I made it follow the damn XDG spec; if hidden files are a feature, I want it to be a feature for my use-cases, not program clutter.
I use nvim like the user (backers.md baby!) so I get to use `master` with `~/.config/nvim/init.vim`. Of course, I also donated to Bram's Ugandas or wherever, so I think you are a wise and attractive person. Your choice of actions reveals that your soul is deep and beautiful.